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18:45
RBI Bars Fintech tuam txhab uas muag los ntawm Loading Cards siv Credit Lines: 10 Cov ntsiab lus kom nkag siab txog qhov txav
Lub Reserve Bank of India (RBI) lub lim tiam no tau tshaj tawm tsab ntawv ceeb toom rau txhua tus neeg tsis yog lub txhab nyiaj them ua ntej them nyiaj (PPI) cov tuam txhab lag luam hauv lub tebchaws kom txwv tsis pub thauj cov cuab yeej suav nrog cov npav them ua ntej siv cov kab qiv nyiaj. Qhov kev txav mus los ntseeg tau cuam tshuam rau ntau lub tuam txhab fintech suav nrog Uni, Slice, thiab KreditBee uas muab daim npav nrog rau cov kab qiv nyiaj los hloov daim npav rho nyiaj ib txwm muaj. Qee lub tuam txhab muaj peev xwm cuam tshuam txawm tias nres kev lag luam ntawm lawv cov platforms ib ntus.
Nov yog 10 cov ntsiab lus tseem ceeb los piav qhia RBI qhov kev txiav txim thiab nws qhov cuam tshuam.
- RBI rau hnub Monday tau tshaj tawm tsab ntawv ceeb toom rau txhua tus neeg tsis yog tuam txhab nyiaj PPI kom txwv tsis pub lawv thauj lawv cov cuab yeej them ua ntej suav nrog daim npav siv cov kab qiv nyiaj.
- "Qhov kev coj ua no, yog tias ua raws li, yuav tsum raug tso tseg tam sim," lub tuam txhab nyiaj hauv tuam txhab nyiaj hauv tuam txhab tau hais hauv ib nplooj ntawv ceeb toom xa mus rau cov tuam txhab tsis yog tuam txhab nyiaj PPI, cov ntsiab lus uas tau tshuaj xyuas los ntawm Gadgets 360. Nws kuj tau hais tias "tsis ua raws li" rau qhov kev txiav txim yuav nyiam "kev txiav txim rau txim raws li cov cai muaj nyob rau hauv Txoj Cai Them Nqi thiab Kev Txiav Txim Siab, 2007."
- Ntau lub tuam txhab fintech hauv lub tebchaws tau siv lawv daim ntawv tso cai PPI los muab daim npav thiab lub hnab nyiaj txawb rau ob peb lub hlis dhau los. Qee tus ntawm lawv kuj tau nruab lawv cov cuab yeej tawm nrog cov kab qiv nyiaj kom khaws lawv cov neeg siv khoom thiab nkag siab txog kev yuav cov qauv ntawm lawv cov neeg siv lub sijhawm ntev.
- Qhov kev txwv no yuav cuam tshuam rau kev pib ua lag luam suav nrog Slice, Uni, thiab PayU's LazyPay uas tau muab cov kab qiv nyiaj rau lawv cov neeg siv. Ib yam li ntawd, ntau lub tuam txhab siv qhov yuav tam sim no, them nyiaj tom qab (BNPL) qauv kuj tseem xav tias yuav cuam tshuam los ntawm RBI xaj. Qhov no txhais tau tias tuaj yeem muaj kev txwv rau Paytm Postpaid, Ola Postpaid, thiab Amazon Them Tom Qab, thiab lwm yam.
- Txawm li cas los xij, kev txiav txim raug cai tsis suav nrog lub npe ntawm ib qho chaw cuam tshuam.
- Cov tsev txhab nyiaj lag luam tsis cuam tshuam los ntawm kev txav mus los raws li qhov kev txiav txim tau hais tshwj xeeb rau cov tuam txhab tsis yog tuam txhab nyiaj PPI hauv lub tebchaws.
- Raws li qhov tshwm sim ntawm qhov kev txiav txim, startups suav nrog Jupiter thiab EarlySalary qhia rau lawv cov neeg siv tias lawv tau cuam tshuam kev lag luam ib ntus ntawm lawv lub platform. KreditBee, lub tuam txhab nyiaj txiag tsis yog tuam txhab nyiaj txiag (NBFC), kuj tau tso tseg kev lag luam kev lag luam txij li qhov kev txiav txim tso tawm. Sugandh Saxena, CEO ntawm lub koom haum kev lag luam Fintech Association for Consumer Empowerment (FACE), hais rau Gadgets 360. "Tshwj tsis yog muaj qhov tseeb meej, peb tsis xav ua qhov tsis ncaj ncees lawm ntawm txoj cai," Sugandh Saxena, CEO ntawm kev lag luam lub cev Fintech Association for Consumer Empowerment (FACE), hais rau Gadgets XNUMX. EarlySalary thiab KreditBee yog cov tswv cuab. ntawm FACE.
- BharatPe Co-Founder Ashneer Grover tau coj mus rau Twitter los tsoo lub tuam txhab nyiaj hauv tuam txhab rau qhov hloov tshiab. "Tsis pub thauj khoom ntawm cov cuab yeej them ua ntej los ntawm kev qiv nyiaj yog tsom rau kev tiv thaiv lub txhab nyiaj tub nkeeg credit card lag luam los ntawm fintech lub lag luam muaj zog BNPL," nws hais tias, ntxiv tias, "Kev ua lag luam yog kev ua lag luam thiab kev cai yuav thaum kawg tuaj rau qhov kev lag luam xav tau."
- Fintech startups tam sim no tau soj ntsuam qhov xwm txheej thiab tsis kam hais tawm rau pej xeem txog qhov teeb meem kom txog thaum tau txais cov lus qhia meej los ntawm cov neeg tswj hwm, cov neeg paub txog qhov teeb meem hais rau Gadgets 360. "Kuv paub tseeb tias yuav muaj kev lag luam poob ib puag ncig nws thiab pom tseeb, Kev tswj hwm kev pheej hmoo ntawm kev xav, tab sis nws yog ib qho nyuaj heev los muab cov lej hais txog qhov uas yuav yog qhov poob tiag tiag, "Saxena ntawm FACE tau hais.
- Qhov kev txwv no thaum kawg yuav thawb cov tib neeg hauv lub tebchaws kom tau txais daim npav rho nyiaj ib txwm siv rau kev them nyiaj rau lawv cov kev yuav khoom es tsis txhob cia siab rau BNPL platforms. Tab sis tsis muaj qhov qhia meej txog qhov yuav tshwm sim rau cov neeg siv khoom uas twb muaj daim npav los ntawm cov tuam txhab uas tam sim no txwv los ntawm RBI. Nws kuj tseem tsis tau paub meej tias lawv puas yuav txuas ntxiv siv cov ntawv no lossis ua lag luam ntawm credit los ntawm lawv.
Rau cov xov xwm thev naus laus zis tshiab thiab tshuaj xyuas, ua raws Gadgets 360 ntawm Twitter, Facebook, Thiab Google Xov Xwm. Rau cov yeeb yaj duab tshiab ntawm gadgets thiab tech, subscribe rau peb YouTube channel.
Nrov tam sim no
Nyeem ntxiv: Reserve Bank of India, prepaid payment instrument, yuav tam sim no them tom qab, BNPL, Uni, Slice, KreditBee, Jupiter, Paytm Postpaid, Amazon Them, Ola Postpaid, LazyPay, PPI, prepaid cards
Nrov tam sim no
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