SBI ta ce a yi amfani da AI/ML sosai a cikin Ayyuka: Duk cikakkun bayanai

SBI a ranar Litinin ta ce ta ba da shawarar haɓaka amfani da nazarin kasuwanci da AI / ML a cikin yanke shawara da ayyuka ta hanyar tura NextGen Data Warehouse da Data Lake da kuma bincika sabbin haɗin gwiwa tare da fintechs da NBFCs don ba da lamuni.

Babban mai ba da lamuni na kasar, a cikin rahotonta na shekara-shekara da aka buga kan musayar hannayen jari a ranar Litinin, ya ce yana tura mafi kyawun fasahohi kamar fasahar wucin gadi (AI), koyan injin (ML) da nazarin kasuwanci, da sauransu, don haɓaka samfuran samfuran ta don haɓaka abokin ciniki. murna kowane lokaci ba tare da togiya ba.

Ribar ribar da bankin ya samu a lokacin kasafin kudi na 2022-23 ya karu da sama da kashi 58 zuwa Rs. 50,232 crore daga Rs. 31,676 crore a cikin FY2022.

"Bankin ya yi rijistar ci gaba mai mahimmanci kan ingancin ingancin kadara, rabon ɗaukar nauyi, RoE/RoA, NII da NIM, yayin da yake ba da riba mafi girma a cikin FY2023 ta kowane kamfani da aka jera, a cikin gida," in ji Bankin Jiha na Indiya (SBI) .

Shugaban SBI Dinesh Kumar Khara, a cikin sakonsa ga masu hannun jari, ya ce gaba daya shekarar 2022-23 ta kasance shekara mai kyau ga bankin.

Ya ce, "Duk da yanayin da ake ciki na yanayin siyasa, da sake bullowar Covid-19 a kasar Sin, tattalin arzikin Indiya ya nuna juriya sosai kuma hakan yana nunawa a cikin kudaden bankin ku," in ji shi.

Khara ta ce SBI ta samu ingantaccen tsarin ba da rahoton sakamakon kudi cikin nasara a cikin shekaru uku da suka gabata.

Duk da kalubalen, ikon SBI na shawo kan asarar da ba zato ba tsammani ya inganta.

"Kwayoyin lafiya na cikin gida suna ƙarfafa ikonta na buga kasuwannin babban birnin kasar, idan ya cancanta, nan gaba," in ji shi, ya kara da cewa an ƙarfafa ayyukan gudanar da haɗari a cikin shekaru kuma haɓaka haɓaka ya kasance aiki na dindindin.

Har ila yau, ya ce an sanya bankin cikin kwanciyar hankali ta fuskar babban jarin ci gaba a cikin wannan shekarar. Tare da raguwar farashin bashi, za a bincika damar bayar da lamuni a sassan fitowar rana, kamar sassan da aka gano a ƙarƙashin tsarin PLI, abubuwan sabuntawa da motsi na lantarki, don haɓaka fayil ɗin.

A kan hanyar gaba, Khara ya ce: "Amfani da nazarin harkokin kasuwanci da AI / ML a cikin yanke shawara da ayyuka za a dauka zuwa mataki na gaba mai ma'ana ta hanyar tura NextGen Data Warehouse da Data Lake".

Ya kuma ce za a binciko hadin gwiwa mai cin moriyar juna tare da fintechs da NBFC a karkashin tsarin bayar da lamuni na RBI.

Bankin ya ce yana ci gaba da yin amfani da tashoshi na dijital don samar da kwarewar tashar tashar tashar ga abokan cinikin ta a duk fadin kasa.

YONO Global App ya fito a matsayin babban ƙwaƙƙwaran samar da sabis na banki ga abokan cinikin dillalai, in ji shi.

Bankin, kamar yadda rahoton shekara-shekara ya nuna, ya kammala fitar da sabon fasalin da aka sabunta na maganin tantance takunkumi yana da ingantattun fasali, gami da iyawar AI/ML.

Mayar da hankali na ƙarni na gaba na YONO zai kasance akan ƙira-centric abokin ciniki, ƙwarewar keɓancewar mutum, sadaukarwar samfuri, sabunta tari na fasaha, da haɓaka AI/ML, girgije da ƙididdigar bayanai don canjin dijital don nuna alamar YONO tare da mafi kyawun shawarwarin banki na dijital na duniya / Indiya, in ji shi.

(Ma'aikatan NDTV ba su gyara wannan labarin ba kuma an ƙirƙira shi ta atomatik daga ciyarwar da aka haɗa.)