The 4 best Amazon credit cards of 2022

If you own a business, the Amazon Business Prime American Express Card also rewards you on your purchases. You can choose your choice of either cash back or special financing terms. If you choose rewards, you will receive 5% cash back on domestic purchases made at Amazon, Whole Foods Market, and AWS, up to $120,000 per year. There are also extra rewards, like 2% cash back at restaurants, gas stations, and even your wireless telephone bill. All other purchases garner 1% cash back. Rewards are valid up to your first $120,000 in purchases. 

If you choose 90-day terms, you receive interest-free financing for 90 days, saving you precious dollars on your purchases. Either way, there is a $100 bonus statement credit once you spend $3,000 in purchases within your first three months of having the card. However, like the Amazon Prime Rewards Visa Signature Card, you will need a Prime membership in order to be eligible for this card.