The 5 best low-interest credit cards of 2022

The Chase Freedom Unlimited® Card starts off strong with a $200 bonus when you spend $500 within the first three months of having the card. There is also a 0% introductory APR lasting the first 15 months on both purchases and balance transfers. That is far from all, however. This card actually delivers the rewards of regular credit cards with a strong cash back program designed to save you money. You earn 5% on gas station purchases up to $6,000 in your first year. You also receive 5% off travel purchases through Chase Ultimate Rewards, 3% off dining, and 3% off drug store purchases with 1.5% off all other purchases. Plus, rotating categories mean you can get up to $1,500 each month when you activate bonus categories, such as gas station and grocery store purchases. Cash back never expires, and there is no minimum required for redemption. Most notably, however, are all of the extra benefits, like extended warranty protection, credit score and identity restoration, auto rental collision coverage, and travel insurance.