The best budget apps of 2023

Mint features: Price: Free | Bill negotiation: Yes | Manage subscriptions: Yes | Syncing available: Yes

Mint is one of the most popular budgeting apps and for good reason. It is free to use, something (ironically) rare among the best budgeting apps, and you get financial budgeting shared by 24 million users. 

The app allows you to create a personalized budget and will then monitor your spending. It studies your spending habits and advises how to increase your savings. It will also check your subscriptions to ensure that you are not paying for services you do not need. With MintSights, you can set goals to reach financial milestones and build a stronger financial foundation. 

Once you connect your accounts, you can easily navigate between outstanding account balances, your monthly expenses versus spending, and even access your free credit score. Mint is compatible with not just banking accounts, but also your credit cards, loans, and investments. You can even file your IRS taxes and receive your refund through the app's integrated TurboTax services.

Like Rocket Money, Mint also provides bill negotiation service called Billshark. If the feature is successful in saving you money, you'll give the app a cut of your savings for up to 24 months.